/* 退款政策页样式 */
.rf-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.rf-card { background:#fff; border:1px solid #e9ebef; border-radius:12px; padding:24px 24px 20px;
  box-shadow:0 1px 5px rgba(16,23,40,.04); }
.rf-ico { display:inline-flex; align-items:center; justify-content:center; width:34px; height:34px;
  border-radius:50%; font-size:16px; font-weight:700; margin-bottom:14px; }
.rf-ico.ok { color:#1a7f37; background:rgba(26,127,55,.09); }
.rf-ico.no { color:#9aa0a8; background:#f0f1f4; }
.rf-card b { display:block; font-size:16px; margin-bottom:8px; }
.rf-card p { color:#6b6f76; font-size:13px; line-height:1.8; }

.rf-flow { display:flex; align-items:stretch; gap:14px; }
.rf-step { flex:1; background:#fff; border:1px solid #e9ebef; border-radius:12px; padding:22px 22px 18px;
  box-shadow:0 1px 5px rgba(16,23,40,.04); }
.rf-num { display:inline-flex; align-items:center; justify-content:center; width:30px; height:30px;
  border-radius:50%; background:#f97316; color:#fff; font-weight:700; font-size:14px; margin-bottom:12px; }
.rf-step b { display:block; font-size:15.5px; margin-bottom:6px; }
.rf-step p { color:#6b6f76; font-size:12.5px; line-height:1.75; }
.rf-arrow { align-self:center; color:#c9cdd4; font-size:20px; flex:0 0 auto; }

.rf-note { text-align:center; color:#9aa0a8; font-size:12.5px; margin-top:30px; line-height:1.8; }
.rf-note a { color:#f97316; }

@media (max-width:960px) {
  .rf-grid { grid-template-columns:1fr; }
  .rf-flow { flex-direction:column; }
  .rf-arrow { transform:rotate(90deg); align-self:center; }
}